These Terms and Conditions ("Terms") govern your access to and use of the CSC Financial Group LLC ("CSC Financial Group," "we," "us," or "our") website and services. By accessing our website or using our services, you agree to be bound by these Terms.
1. Acceptance of Terms
By using our website or submitting an application for funding, you agree to comply with and be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.
2. Services Overview
CSC Financial Group LLC provides business lending services, including but not limited to:
- Working capital loans
- Business term loans
- Equipment financing
- Revenue-based financing
- SBA loan assistance
- Business expansion funding
All funding is subject to credit approval and underwriting requirements. Terms, rates, and availability may vary based on your business profile and creditworthiness.
3. Eligibility
To be eligible for our services, you must:
- Be at least 18 years of age
- Have legal authority to bind your business to a loan agreement
- Operate a legitimate business entity
- Provide accurate and complete information during the application process
4. Application Process
Submitting an application does not guarantee approval or funding. CSC Financial Group reserves the right to:
- Request additional documentation and verification
- Approve, deny, or modify any funding request
- Conduct credit checks and background verification
- Set loan terms, rates, and repayment schedules at our discretion
SMS Communication Terms & 10DLC Compliance
By providing your phone number and consenting to receive SMS text messages from CSC Financial Group LLC, you agree to the following:
- Purpose: We will send SMS messages related to your application, account updates, service notifications, and (if you opt in) marketing communications.
- Message Frequency: Message frequency varies based on your account activity and preferences. You may receive multiple messages per week.
- Message & Data Rates: Standard message and data rates from your mobile carrier may apply. CSC Financial Group is not responsible for carrier charges.
- Supported Carriers: Our SMS service is available on major U.S. carriers. Carrier coverage and availability may vary.
- Opt-Out Instructions: You may opt out of SMS communications at any time by replying STOP to any message. You will receive a one-time confirmation message acknowledging your opt-out request. After opting out, you will no longer receive SMS messages from us unless you re-subscribe.
- Help & Support: For assistance with SMS messages, reply HELP to any message or contact us at info@cscfinancialgroup.com.
- Consent Not Required: Providing consent to receive SMS messages is not a condition of obtaining funding or doing business with CSC Financial Group LLC. You may choose to communicate with us through other channels.
- Accuracy of Information: You are responsible for providing and maintaining an accurate mobile phone number. We are not liable for messages sent to an incorrect or outdated number.
We comply with the Telephone Consumer Protection Act (TCPA), CAN-SPAM Act, and all applicable 10DLC (10-Digit Long Code) regulations. We do not share your phone number with third parties for their marketing purposes without your explicit consent.
5. User Responsibilities
You agree to:
- Provide accurate, current, and complete information
- Update your information promptly if it changes
- Comply with all applicable federal, state, and local laws
- Use our services only for lawful business purposes
- Not attempt to interfere with or disrupt our website or services
6. Intellectual Property
All content on our website, including text, graphics, logos, images, and software, is the property of CSC Financial Group LLC or our licensors and is protected by U.S. and international copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our express written permission.
7. Prohibited Activities
You may not:
- Submit fraudulent or false information
- Use our services to engage in illegal activities
- Attempt to access unauthorized areas of our systems
- Use automated tools or bots to interact with our website
- Impersonate another person or entity
8. Limitation of Liability
To the fullest extent permitted by law, CSC Financial Group LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website.
9. Disclaimer of Warranties
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee uninterrupted or error-free operation of our website or services.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the state in which CSC Financial Group LLC is registered, without regard to conflict of law principles.
11. Dispute Resolution
Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.
12. Changes to Terms
We reserve the right to modify these Terms at any time. The "Last Updated" date at the top of this page indicates when the Terms were last revised. Your continued use of our services after changes are posted constitutes acceptance of the updated Terms.
13. Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including violation of these Terms.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.
15. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and CSC Financial Group LLC regarding your use of our services and supersede all prior agreements and understandings.
16. Contact Us
If you have questions about these Terms, please contact us:
CSC Financial Group LLC
Email: info@cscfinancialgroup.com